• The devil is in the details for plan sponsors

    The Devil Is In The Details For Plan Sponsors

    May 2, 2018 -By: -In: Mike Romig Blog, Plan Sponsor News - Tags: , , , - No comments
    From Transform401k.com

    By Ary Rosenbaum, Esq. The Rosenbaum Law Firm P.C. One of the great idioms out there is that “the devil is in the detail.” It means that there is a catch in the details, which means something might be simple at first look, but it’s not. Plan sponsors need to know the devil in the […]

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  • 2 Critical Retirement Plan Initiatives

    Two Critical Retirement Plan Initiatives Moving Forward

    February 12, 2018 -By: -In: Mike Romig Blog, Plan Sponsor News - Tags: , , , - No comments
    From Transform401k.com

    Both initiatives enjoy strong bipartisan support What happens now that ‘Rothifcation’ is no longer a thing? POSTED BY ON 401(K) SPECIALIST: BY NEAL RINGQUIST JANUARY 31, 2018 Retirement industry observers breathed a collective sigh of relief in late 2017 when “Rothification” of 401k plans, once considered as a part of new tax legislation, was abandoned. With Rothification […]

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  • 401(k) Fiduciary Responsibilities and Liabilities

    January 25, 2018 -By: -In: Mike Romig Blog, Plan Sponsor News - Tags: , , , , , , , , , - No comments
    From Transform401k.com

    Hello, I’m Mike Romig with Transform 401k. In my first podcast on plan governance I described who is a fiduciary to a company’s retirement plan, the duties and responsibilities of plan fiduciaries, and liabilities – the exposure plan fiduciaries have in the event of a fiduciary failure or breach. As the ERISA imposed consequences of […]

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  • Video Thumbnail Plan Governance 1

    401(k) Plan Governance

    January 18, 2018 -By: -In: Mike Romig Blog, Plan Sponsor News - Tags: , , , , , , , , , - No comments
    From Transform401k.com

    Hello, I’m Mike Romig with Transform 401k. Today’s topic is plan governance. More specifically it’s what you as a plan sponsor need to know about the various roles and responsibilities you are obligated to by law when a 401(k) plan is established in your company. ERISA, the Employee Retirement Income Security Act of 1974, is […]

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  • Millennials are a must have

    401k Now ‘Table Stakes’ For Younger Workers

    December 1, 2017 -By: -In: Market News, Mike Romig Blog, Plan Sponsor News - No comments
    From Transform401k.com

    And they want ‘advanced job benefits’ from employers POSTED BY: JOHN SULLIVAN – SEPTEMBER 1, 2017 From 401kSpecialist.com We know the value 401k’s provide in attracting and retaining top professional talent, and despite a reputation as a selfie-taking, immediate-gratification cohort, nine out of 10 millennials are saving for retirement. When it comes to their choices […]

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  • Mike Romig with Transform401k.com

    The Why of Your Company’s 401(k): Retirement 1

    November 7, 2017 -By: -In: Mike Romig Blog, Plan Sponsor News - No comments
    From Transform401k.com

    Hello I am Mike Romig, founder of Transform 401k and author of the book “401(k) WHY.” In my book I go into considerable detail about designing your company’s 401(k) plan for greater profitability. Today we will be discussing the fourth piece of the “WHY” of your plan. Employee retirement. My experience is few plan sponsors […]

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  • Employee Engagement Works for You

    October 16, 2017 -By: -In: Mike Romig Blog, Plan Sponsor News, Transform401(k) News - Tags: , , , , - No comments
    From Transform401k.com

    Employee Engagement Works for You Engaged employees work with passion and feel a profound connection to their company. They drive innovation and will ultimately move the organization forward. Disengaged employees, on the other hand, are essentially “checked out”. They’re sleepwalking through their workday and may be putting in the time, but lack passion and energy. It seems […]

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  • The US Government is coming after your 401k

    They’re Coming For Your 401(k)

    September 18, 2017 -By: -In: Market News, Mike Romig Blog, Plan Sponsor News, Transform401(k) News - Tags: , , , , - No comments
    From Transform401k.com

    Posted September 6, 2017 by Joshua M Brown For TheReformedBroker.com The other day I related a story about how Nancy Pelosi once successfully derailed an Obama idea that would have been akin to declaring war on the upper middle class – a thing you don’t do unless you’re trying to throw an election sometime in […]

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  • Millennials are a must have

    401k Now ‘Table Stakes’ For Younger Workers

    September 6, 2017 -By: -In: Mike Romig Blog, Plan Sponsor News, Transform401(k) News - Tags: , , , , - No comments
    From Transform401k.com

    And they want ‘advanced job benefits’ from employers POSTED BY: JOHN SULLIVAN SEPTEMBER 1, 2017 From 401kSpecialist.com We know the value 401k’s provide in attracting and retaining top professional talent, and despite a reputation as a selfie-taking, immediate-gratification cohort, nine out of 10 millennials are saving for retirement. When it comes to their choices of […]

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