• Crossing The Retirement Rubicon: Why 2030 Matters So Much

    April 27, 2018 -By: -In: Market News, Mike Romig Blog - Tags: , , , - No comments
    From Transform401k.com

    The number of people age 65 and older will outnumber children by 2030, straining social services and potentially retirees’ budgets POSTED BY: TOM FOSTER APRIL 16, 2018 In 401(k) Specialist LinkedInTwitterFacebookEmailMore20 By 2030, and for the first time in American history, grandparents may outnumber grandchildren. The U.S. Census Bureau’s 2017 National Population Projections reports that […]

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  • Great ideas for keeping more of the money you make

    Apply 401k Auto-Features To Other Financial Wellness Areas?

    December 14, 2017 -By: -In: Market News, Mike Romig Blog - Tags: , , , - No comments
    From Transform401k.com

    Participants can manage income with automatic deductions for emergency savings, bill payments, and other needs POSTED BY: JOHN SULLIVAN DECEMBER 12, 2017 Reprinted from 401k Specialist This idea might make too much sense. Save for retirement or a child’s education? Should more go to health care, or caring for an elderly parent? Competing financial priorities are too often the […]

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  • Millennials are a must have

    401k Now ‘Table Stakes’ For Younger Workers

    December 1, 2017 -By: -In: Market News, Mike Romig Blog, Plan Sponsor News - No comments
    From Transform401k.com

    And they want ‘advanced job benefits’ from employers POSTED BY: JOHN SULLIVAN – SEPTEMBER 1, 2017 From 401kSpecialist.com We know the value 401k’s provide in attracting and retaining top professional talent, and despite a reputation as a selfie-taking, immediate-gratification cohort, nine out of 10 millennials are saving for retirement. When it comes to their choices […]

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  • How much can I save in my 401(k) for retirement

    How much will I have when I retire if I max out my 401(k)?

    November 28, 2017 -By: -In: Market News, Mike Romig Blog, Transform401(k) News - Tags: , , , , , - No comments
    From Transform401k.com

    Matthew Frankel, The Motley Fool Published in USA Today Among Americans who contribute to 401(k) or similar retirement plan, the most common contribution amount is just enough to take advantage of the employer match. For example, if an employer is willing to match its employees’ contributions dollar-for-dollar up to 5% of salary, the average worker […]

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  • The US employment picture in 2016 from the NY Times

    The Work Picture in 2016

    October 25, 2017 -By: -In: Market News, Mike Romig Blog - Tags: , , - No comments
    From Transform401k.com

    From the New York Times: A federal projection of the 2026 work force foresees greater polarization by wages, education and geography — a trend with economic and political ramifications. Click here to read the article. I found it fascinating and think every plan sponsor – every employer – will want to read it.

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  • The “Why” Of Your 401k Plan: Retention

    October 9, 2017 -By: -In: Market News, Mike Romig Blog, Transform401(k) News - Tags: , , - No comments
    From Transform401k.com

    Employee Retention We talk a lot about the WHY of your plan. We think your having clarity about the purpose of your 401k plan is the most important part of the whole process. Former hall of fame baseball player Yogi Berra liked to say… “If you don’t know where you are going, you might wind […]

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  • The US Government is coming after your 401k

    They’re Coming For Your 401(k)

    September 18, 2017 -By: -In: Market News, Mike Romig Blog, Plan Sponsor News, Transform401(k) News - Tags: , , , , - No comments
    From Transform401k.com

    Posted September 6, 2017 by Joshua M Brown For TheReformedBroker.com The other day I related a story about how Nancy Pelosi once successfully derailed an Obama idea that would have been akin to declaring war on the upper middle class – a thing you don’t do unless you’re trying to throw an election sometime in […]

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  • Tax Burden

    Tax reform: Lawmakers consider changing the 401(k) rules

    September 12, 2017 -By: -In: Market News, Mike Romig Blog, Transform401(k) News - Tags: , , , - No comments
    From Transform401k.com

    From USA Today After failing to repeal Obamacare, taxes have become a prime target for President Trump and are currently his “highest focus,” says Treasury Secretary Steven Mnuchin, according to Politico. And, as the government grapples with how to raise revenue to offset any cuts, negotiators are drawing inspiration from former Republican Rep. Dave Camp’s 2014 tax […]

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